Rs. in' 000
| S.N |
Particulars |
This Quarter Ending |
Pervious |
Corresponding Previous Year Quarter Ending |
| 1 |
Total Capital and Liabilities (1.1 to 1.7) |
735767 |
723466 |
598454 |
| 1.1 |
Paid Up Capital |
37235 |
36200 |
24200 |
| 1.2 |
Reserve and Surplus |
30120 |
28175 |
15319 |
| 1.3 |
Debenture and Bond |
|
|
|
| 1.4 |
Borrowings |
|
|
|
| 1.5 |
Deposits (a + b) |
642539 |
634110 |
514626 |
| |
a. Domestic Currency |
|
|
|
| |
b. Foreign Currency |
|
|
|
| 1.6 |
Income Tax Liability |
|
|
|
| 1.7 |
Other Liabilites |
25873 |
24981 |
44309 |
| 2 |
Total Assets (2.1 to 2.7) |
735767 |
723466 |
598454 |
| 2.1 |
Cash and Bank Balance |
62589 |
84926 |
88980 |
| 2.2 |
Money at Call and Short Notice |
|
|
|
| 2.3 |
Investments |
20027 |
27 |
27 |
| 2.4 |
Loans and Advances |
622691 |
625282 |
474910 |
| 2.5 |
Fixed Assets |
3445 |
3242 |
2721 |
| 2.6 |
Non Banking Assets |
1000 |
2587 |
2587 |
| 2.7 |
Othe Assets |
26016 |
7404 |
29229 |
| 3 |
Profit and Loss Account |
Up to this Quater |
Up to Previous Quater |
Up to Corresponding Previous Year Quarter |
| 3.1 |
Interest income |
77107 |
46680 |
57050 |
| 3.2 |
Interest Expense |
53997 |
39608 |
40561 |
| |
A. Net Interest income (3.1 - 3.2) |
23110 |
7072 |
16489 |
| 3.3 |
Fees, Commission and Discount |
440 |
347 |
349 |
| 3.4 |
Other Operatin Income |
8239 |
4667 |
5256 |
| 3.5 |
Foreign Exchange Gain/ Loss (Net) |
- |
- |
- |
| |
B. Total Operating Income (A+3.3+3.4+3.5) |
31789 |
12087 |
22094 |
| 3.6 |
Staff Expenses |
8169 |
6272 |
4903 |
| 3.7 |
Other Operating Expenses |
7991 |
3870 |
5481 |
| |
C. Operating Profit Before Provision (B - 3.6 - 3.7) |
15,629 |
1945 |
11710 |
| 3.8 |
Provision for Possible Losses |
552 |
- |
- |
| |
D. Operating Profit ( C - 3.8) |
15077 |
1945 |
79 |
| 3.9 |
Non Operating Income/ Expenses (Net) |
- |
- |
|
| 3.10 |
Write Back of Provision for Possibl Loss |
1707 |
- |
3871 |
| |
E. Profit from Regular Activities ( D + 3.9 + 3.10) |
16784 |
1945 |
15581 |
| 3.11 |
Extraordinary Income/ Expenses (Net) |
1198 |
- |
- |
| |
F. Profit before Bonus and Taxes (E + 3.11) |
15586 |
1945 |
15581 |
| 3.12 |
Provision for Staff Bonus |
1417 |
- |
1558 |
| 3.13 |
Provision for Tax |
4463 |
- |
4417 |
| |
G. Net Profit/ Loss (F-3.12-3.13) |
9706 |
1945 |
9606 |
| 4 |
Ratios |
This Quarter Ending |
Previous Quarter |
Corresponding Previous Year Quarter |
| 4.1 |
Capital Fund to RWA |
11.64 |
11.26 |
9.09 |
| 4.2 |
Non Performing Loan (NPL) To Total Loan |
1.32 |
1.25 |
2.85 |
| 4.3 |
Total Loan Loss Provision to Total NPL |
117.50 |
181.42 |
130.85 |
